Buy or Sell a Home and You could Save Thousands

As an education based mortgage company we strive to offer you the ideal financing solution for your mortgage needs.

Welcome to The Loan Bar LLC

At The Loan Bar, we specialize in helping you find the perfect mortgage solution tailored to your unique needs. Whether you’re a first-time homebuyer, looking to refinance, or seeking a commercial mortgage, our team of experienced brokers is here to guide you every step of the way.
With over 8 years of combined experience in the mortgage industry, we have established ourselves as trusted advisors committed to providing personalized service and ensuring our clients make informed financial decisions. Our mission is not only to secure competitive mortgage rates but also to simplify the process, making it as stress-free as possible.

Gaining expertise leads to greater confidence.

ALL-IN-ONE SOLUTION

Our Loan Process...

STRATEGY CALL

Do your strategy consultation call with professionals

PRE-APPROVAL

A loan pre-approval sets you up for a smooth home buying experience.

SHOP

Start working with a real estate agent and viewing homes.

LOAN PROCESSING

Assemble all the necessary paperwork and details for the underwriter.

UNDERWRITING

They closely evaluate all the documentation in the loan package.

CLOSING

Documents are drawn and sent to the title company for closing.

Your Home Loan Could Be

Fully Funded 21 Days From Now

Get fast, custom loan quotes to compare. Fill out our streamlined, 100% online loan application. Move through the approval process quickly and seamlessly. When you work with The Loan Bar LLC. for your home loan or refinance, you can get your money and do what you want with it – usually in less than 30 days.

Why Choose The Loan Bar LLC?

Our first time home buyers and homeowners who refinance their homes cite our client service, amazing rates, and easy process as the top reasons they love working with us.

Dedicated Specialists

Our team of mortgage experts will help guide you through your loan process!

Success Stories

Join the hundreds of California families who buy and refinance their homes with The Loan Bar LLC’s easy and amazing programs.

Free Estimates

Our estimates are free and at no-commitment. You can schedule a free prequalification or try our mortgage calculator.

6 Ways We Help You Lock in Lower Rates

Let our experienced team of The Loan Bar LLC guide you through the buying or refinancing process quickly, efficiently, and confidently.

Secure Your Home Purchase Loan

Rates are competitive — so it's a great time to buy! We'll help you apply for, compare, and choose a home purchase loan that makes your dream home an affordable reality.

Refinance for Better Rates

Take advantage of today's great terms to significantly lower your monthly payment, the interest you pay over the life of your loan, or both. How will you use the money we put back in your pocket?

Compare Rates & Pick the Best

You wouldn't accept the first offer at the car lot, so don't just take your first mortgage offer. Use our rate comparison tool to shop around and find the terms that work best for you.

Get Your Loan Funded Faster

Other lenders giving you the runaround? Our fast funding options mean you'll never miss out on the house you really want. We will work very efficiently. Hope you will work with us.

Evaluate Your Property

Know where you stand. With your up-to-date property evaluation in hand, you'll be better equipped to choose the loan terms that fit your goals. This is amazing thing don't misses the chance.

Get a Cash-Out Refinance

Take advantage of your home's equity with a cash-out refinance — and put your home loan to work for you. Get this opportunity fastly.

Get Your Mortgage Rate Quote in Just 30 Seconds!

Mortgage rates change every day, and your rate will vary based on your location, finances, and other factors. Get your FREE customized rate comparison below:
Our clients are the foundation of our success.

3rd Party Client Reviews

5/5

Client reviews from around the internet.

5.0
Based on 7 reviews
powered by Google
Eugene Glover
21:56 02 Jun 24
Monica is great she helps your dreams come true
From the beginning to the end she’s hand on
God sent
Sarah Hamilton
20:01 10 May 24
This was a great experience working with Monica. She communicated and informed. I would highly recommend her services
Vanessa Bellamy
17:26 16 Apr 24
Our loan officer Monica, was very professional, detailed, response time was on point and her patience meant everything. No matter how much I didn’t understand she made sure I understood step-by-step. We are so grateful to you, Monica for your unwavering service and getting us through this closing for our new home.
Thank you
Danuelle
23:46 10 Apr 24
First thing first, if you want to become a homeowner then work with MONICA! She is the best, thorough, passionate, professional, and very knowledgeable.. Whenever I felt like I was doing something wrong she corrected me without making me feel like a fool. My process moved pretty swiftly but only because I’ve tried to become a homeowner before so I knew what to look for and had my stuff prepared.. I couldn’t have chosen a better person to help me through this!! Thank you Thank you. I am officially a first time homebuyer at a young age thanks to you 💕
L. Reeves
14:46 19 Jan 24
Monica was great from day 1 to the final day of closing. She was personable and it honestly felt like she was a family member. Her proactiveness was second to none while also being straight and communicative. It’s important to have someone like this while making a huge purchase. She was responsive, transparent, and most importantly professional. I felt safe with my finances in her hand. I will be using Monica for my investment property. Thanks for everything!
Bryson mallory
22:57 18 Aug 23
Exceptional service, I started my home buying process and quickly became discouraged when dealing with lender who lacked service skills. I almost gave up. Until I was connected with Monica at the loan bar!! She took time to explain everything to me. Went above and beyond to ensure I understood every step of the way. I loved the service so much I referred my brother to use her also for his home purchase. As expected she delivered the same level of professionalism and care with him. If you want someone who wants to see you WIN 🏆. Check her out she is amazing!

Frequently Asked Questions

Our mission is to deliver reliable, latest news and opinions.
As a first time home buyer, your home buying options depend on various factors: your credit score, your income, your work history. We can help you find your buying options.
You should apply to buy a home whenever you feel financially ready. Whether you think your credit score, income, or current rates come into play the most important part is being financially ready.
Yes! Lots of buyers who purchased homes within the past few years may see today’s current rates and wonder how they can take advantage of these rates. We can help you refinance and lower your mortgage.
Your first step in buying a home is to get prequalified! You must know how much you can afford on a home loan prior to begin hunting for a house. Ask us how we can help you find your current home buying options.

WHAT ARE YOUR GOALS?

Contact Us For A Free Consultation