Mortgage Payment Calculator

Calculate your monthly mortgage payments with detailed breakdown and amortization schedule

Loan Details

$100K $2M
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0% 50%
20%
$
%
3% 12%
%
300 850
720
0.5% 4%
2.0%
$
$
$
$

Payment Summary

$2,456

Monthly Payment

$284,160

Total Interest

Principal & Interest: $1,896
Property Tax: $333
Home Insurance: $125
HOA: $0
PMI: $233
Flood Insurance: $0
Other Expenses: $0
Total Monthly Payment: $2,456

Monthly Payment Breakdown

Share & Contact

Principal vs Interest by Year

Remaining Balance Over Time

Loan Summary

Home Value: $400,000
Down Payment: $80,000
Loan Amount: $320,000
Interest Rate: 6.50%
Loan Term: 30 years
Monthly Payment: $2,456
Total Interest: $284,160
Total Payments: $604,160
Loan Type: Conventional
Start Date: Today

Loan Amortization

Period Payment Principal Interest Balance

Important Disclaimer

Educational Purpose Only: This calculator is designed for educational and informational purposes only. The results provided are estimates based on the information you input and should not be considered as financial advice.

Accuracy Not Guaranteed: While we strive for accuracy, actual loan terms, payments, and costs may vary significantly based on your creditworthiness, lender requirements, current market conditions, and other factors not accounted for in this calculator.

Professional Consultation Required: Before making any financial decisions, please consult with qualified mortgage professionals, financial advisors, or lenders who can provide personalized advice based on your specific financial situation and current market conditions.

No Liability: We assume no responsibility for any financial decisions made based on the calculations provided by this tool. Always verify all calculations and terms with your lender before proceeding with any mortgage application.